I’ve talked before about freezing your credit and why it’s one of the your best tools for preventing identity theft. It might actually also reduce the amount of spam you get with credit offers. And it will have no effect whatsoever on your credit score. Most people think of the Big Three credit bureaus, but …
Two years after arguably the worst data breach in US history, the Federal Trade Commission has proposed an Equifax settlement to provide some restitution for the 148 million affected Americans. Unfortunately, it may not help you much. The Devil’s in the Details First of all, note that the settlement is still just a proposal. It …
You’ve probably already heard about the massive data breach at Equifax, one of the three major US credit bureaus. The company says that up to 143 million people may be affected, which is almost half of the entire population of the United States. The stolen data may include names, Social Security numbers, birth dates, addresses …
